A credit ratings agency says the lack of a plan for toll increases on the New York State Thruway and on the new Gov. Mario M. Cuomo Bridge in the Hudson Valley could endanger the road's bond rating and borrowing costs.

Moody's Investors Service is suggesting that tolls will have to go up by 2022.

A moratorium on toll increases on the thruway and the bridge is set to expire at the end of 2020. The Thruway Authority could need an additional $53 million to cover its costs by 2022.

Democratic Gov. Andrew Cuomo has used $2 billion in settlements from Wall Street firms to bail out the authority.

The authority hopes to save $300 million on bridge debt through refinancing.